If you are involved in an accident or if your vehicle is parked standing hit by a counterparty please report the damage to your car or your legal expenses. However, you do not have an insurance policy that can help you will have to ask the party liable. How does it work?
If an accident report filled out will be the counterpart of the insurer, after it has received the form, contact you and arrange further injury. Unfortunately does not send any counterparty claim form immediately or you do not receive a confirmation in which case you can take action.
With this information, you can contact the other party's insurer. The name of the insurer is usually indicated on the motorist. If this is not the case, you will first have to file a report with the police failure to stop after an accident. You can then, if the police can not move the other party the damage still to submit to the insurer, using a copy of the declaration, the details of the insurer of the vehicle registration obtained from the Department of Road Transport.
You can phone or written contact with the other party's insurer. Holding down the accident report at hand, the information provided on this stand are listed asked you. On the basis of the information given by you will determine the party's insurer or an expert should be called in. If this is the case, I recommend you this to make an appointment with a technician, it can argue for you with the expert to determine the appropriate damages.
Asks you at the end of the conversation with the other party's insurer, or the damage a number of the damage is known. You can include this number later in your liability whereby the processing of your mail faster.
You do not need in this notice in the principle at all not to use legal language. A brief message that there has been a loss in which damage to your vehicle caused by the vehicle of the counterparty is generally enough. It is important that you include the completed and signed claim form. The insurer is expected to take following your message further process the damage and if necessary further questions to you. However, make sure that you always keep a copy of the documents that you submit withholding. Unfortunately, mail delivery and / or mail handling does not always go smoothly.
Name of insurer
Postcode / City
Postcode / City
Place and date
Subject: Collision dated
Dear Sir / Madam,
Enclosed please find a copy of a aanrijdingsformuilier regarding the above injury.
Given the contents of this form, I believe that your insurance is fully liable for that damage.
I therefore ask you kindly take this into consideration further damage and keep me informed of the further progress of the damage.
Your name and signature
If you do not want help can get to the stories of the damage and it does not or can do or if you do not come out with the counterparty has the possibility to seek the help of a special claims office.
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