Every road user must pay road taxes for car one possesses on public roads to drive. However Oldtimers enjoy some advantages that new cars can not take advantage of. As a classic car is fully exempt from road taxes and he also acquires certain insurance companies several advantages on auto insurance.
Ford Capri from 1970Wanneer a car more than 25 years, he enjoys an exemption from road tax. To obtain this exemption must submit the owner does not request since everything happens automatically. The tax office will send a letter on the 25th anniversary of the car to the owner with the news that the car since then is tax free. If this letter has not arrived, the owner can always contact the tax office at 0800 / 07:49. This exemption is from January 1, 2012 no longer valid for cars built after January 1, 1987 or after January 1, 2012 entitled oldtimer reach age 25. By law already specifies that cars that will never be subjected were built before January 1, 1987 to the kilometer charge.
Mercedes-Benz 203 from the insurance company 1938Voor differs oldtimer voting age from company to company. Depending on which insurance company they choose the car must be at least 15 years old, but often 25. In addition, it is distinguished whether the car is used as a first or as a second car and there is often a limit on the number of kilometers that the timer may making per year. Therefore it is important to have answers to the following questions before you go to the insurance company:
What used car?
This may be commuting traffic, but just as good as a hobby. Many companies are not even to use the car for commuting traffic.
How many kilometers will drive the car each year?
It should be kept in mind that most insurance companies put a limit on the number of kilometers per year.
How old is the car?
Normally to a car 25 years old before he is accepted as a classic car by the insurance company. However, some companies already provide benefits to certain old-timer cars from 15 years.
What should be covered?
Just as one does with a normal car insurance also covered the choice of the risks at an oldtimer. To also cover a car when the damage has been done by the driver it is best to take a comprehensive insurance.
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